FNB Community Bank
Major Rating Factors:
Excellent current capitalization (9.5 on a scale of 0 to 10) based on a risk-based capital ratio of 19.1 and a capital leverage ratio of 10.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10).
Other Rating Factors:
A current level of 15.7 percent of nonperforming loans to core capital combined with 21.8 percent from a year earlier contributes to the Fair asset quality (3.5). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.7 has resulted in Fair (3.4) profitability.
Asset Mix:
Securities (26%), comm re (26%), home mtgs (11%), cash (9%), comm loans (8%), consumer loans (4%), home eq lns (1%), other (14%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Midwest Acquisition Corporation
Investment Rating
--
Address
2911 South Air Depot Boulevard
Midwest City, OK 73110
Midwest City, OK 73110
Phone Number
(405) 732-4571
Year Founded
1943
FDIC Number
Website
Largest Affiliates
No affiliate information available.