FNB Community Bank
Major Rating Factors:
Excellent current capitalization (9.6 on a scale of 0 to 10) based on a risk-based capital ratio of 19.0 and a capital leverage ratio of 10.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10).
Other Rating Factors:
A current level of 16.6 percent of nonperforming loans to core capital combined with 18.3 percent from a year earlier contributes to the Fair asset quality (3.4). Fair liquidity 3.3, driven by a liquidity ratio of 20.3 percent and a “hot money” ratio of 4.7 percent.
Asset Mix:
Comm re (28%), securities (26%), home mtgs (11%), cash (8%), comm loans (8%), consumer loans (4%), home eq lns (1%), other (14%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Midwest Acquisition Corporation
Investment Rating
--
Address
2911 South Air Depot Boulevard
Midwest City, OK 73110
Midwest City, OK 73110
Phone Number
(405) 732-4571
Year Founded
1943
FDIC Number
Website
Largest Affiliates
No affiliate information available.