The Bank of Missouri
Major Rating Factors:
A current level of 12.3 percent of nonperforming loans to core capital combined with 2.2 percent from a year earlier contributes to the Fair asset quality (4.7). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.0 has resulted in Weak (2.6) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.5 on a scale of 0 to 10). Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 11.1 and a capital leverage ratio of 9.6.
Asset Mix:
Comm loans (25%), comm re (16%), home mtgs (15%), securities (13%), consumer loans (2%), cash (1%), home eq lns (1%), other (27%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Reliable Community Bancshares, Inc.
Investment Rating
--
Address
916 North Kingshighway Street
Perryville, MO 63775
Perryville, MO 63775
Phone Number
(573) 547-6541
Year Founded
1891
FDIC Number
Website
Largest Affiliates
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