Major Rating Factors:
A current level of 4.8 percent of nonperforming loans to core capital combined with 3.0 percent from a year earlier contributes to the Fair asset quality (4.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) and a capital leverage ratio of 9.3. Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.6 has resulted in Good (6.5) profitability.
Asset Mix:
Securities (12%), home mtgs (8%), comm re (7%), comm loans (5%), consumer loans (4%), cash (2%), home eq lns (1%), other (61%)
States with Branches:
MN, ND
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hunter Holding Company
Investment Rating
--
Address
109 Main Street
Hunter, ND 58048
Hunter, ND 58048
Phone Number
(701) 874-2161
Year Founded
1945
FDIC Number
Website
Largest Affiliates
No affiliate information available.