Manufacturers Bank & Trust Company
Major Rating Factors:
Excellent current capitalization (8.1 on a scale of 0 to 10) based on a risk-based capital ratio of 13.5 and a capital leverage ratio of 9.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 5.0 percent of nonperforming loans to core capital combined with 2.9 percent from a year earlier contributes to the Good asset quality (5.1). Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.9 has resulted in Fair (4.0) profitability.
Asset Mix:
Securities (21%), home mtgs (13%), comm re (12%), comm loans (12%), cash (2%), consumer loans (1%), home eq lns (1%), other (38%)
States with Branches:
IA, MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
MBT Corp.
Investment Rating
--
Address
245 East J Street
Forest City, IA 50436
Forest City, IA 50436
Phone Number
(641) 585-2825
Year Founded
1945
FDIC Number
Website
Largest Affiliates
No affiliate information available.