Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 15.5. Operating profits as a percentage of assets at 3.3%, coupled with a return on assets of 3.3 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
A current level of 0.3 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Excellent asset quality (9.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10).
Asset Mix:
Securities (49%), comm re (14%), cash (8%), home mtgs (6%), comm loans (1%), consumer loans (1%), other (20%)
States with Branches:
AR, DE, GA, LA, MS, NC, OK, TN, TX
Corporate Info
JRMB II, Inc
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1420 SW Lee Boulevard
Lawton, OK 73501
Lawton, OK 73501
(580) 357-9880
1946
Largest Affiliates
Lawton, OK
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Bank