Security State Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (7.2). Good current capitalization (6.1 on a scale of 0 to 10) and a capital leverage ratio of 8.2.
Asset Mix:
Securities (30%), comm loans (7%), cash (3%), consumer loans (3%), home mtgs (1%), other (55%)
States with Branches:
SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
450 Main Street
Alexandria, SD 57311
Alexandria, SD 57311
Phone Number
(605) 239-4306
Year Founded
1940
FDIC Number
Website
Largest Affiliates
No affiliate information available.