Bank Plus
Major Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.2 has resulted in Fair (4.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.5 on a scale of 0 to 10) and a capital leverage ratio of 10.7. A current level of 0.0 percent of nonperforming loans to core capital combined with 5.7 percent from a year earlier contributes to the Good asset quality (5.2).
Asset Mix:
Comm re (9%), securities (9%), home mtgs (7%), comm loans (5%), cash (2%), consumer loans (2%), other (68%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Swea City Bancorporation, Inc.
Investment Rating
--
Address
1202 Central Avenue
Estherville, IA 51334
Estherville, IA 51334
Phone Number
(712) 362-5000
Year Founded
1947
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.