Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.9 on a scale of 0 to 10). Excellent current capitalization (7.3 on a scale of 0 to 10) based on a risk-based capital ratio of 13.3 and a capital leverage ratio of 9.2.
Other Rating Factors:
A current level of 6.1 percent of nonperforming loans to core capital combined with 2.7 percent from a year earlier contributes to the Good asset quality (5.8). Fair liquidity 3.8, driven by a liquidity ratio of 36.1 percent and a “hot money” ratio of 10.0 percent.
Asset Mix:
Securities (24%), comm loans (18%), cash (10%), comm re (8%), home mtgs (8%), consumer loans (5%), home eq lns (2%), other (26%)
States with Branches:
AZ, CA, CO, FL, IA, ID, IL, IN, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY
Corporate Info
Bank of Montreal
320 South Canal Street
Chicago, IL 60606
Chicago, IL 60606
(312) 461-2323
1882
Largest Affiliates
Roselle, IL
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Bank