Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.9 on a scale of 0 to 10).
Other Rating Factors:
A current level of 26.6 percent of nonperforming loans to core capital combined with 42.1 percent from a year earlier contributes to the Weak asset quality (2.1). Fair liquidity 3.6, driven by a liquidity ratio of 22.5 percent and a “hot money” ratio of 10.9 percent.
Asset Mix:
Securities (25%), cash (20%), home mtgs (16%), comm loans (12%), consumer loans (4%), comm re (1%), other (23%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
200 North Burrton Avenue
Burrton, KS 67020
Burrton, KS 67020
Phone Number
(620) 463-4060
Year Founded
1947
FDIC Number
Largest Affiliates
No affiliate information available.