Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.3 and a capital leverage ratio of 14.9. Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 2.2 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
A current level of 3.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.4). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Securities (27%), comm re (4%), cash (2%), consumer loans (1%), comm loans (1%), home mtgs (0%), other (66%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Campbell State Company
Investment Rating
--
Address
673 Broad Street
Campbell, NE 68932
Campbell, NE 68932
Phone Number
(402) 756-8601
Year Founded
1948
FDIC Number
Largest Affiliates
No affiliate information available.