Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.6 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.5 has resulted in Fair (3.5) profitability.
Other Rating Factors:
Fair liquidity 3.3, driven by a liquidity ratio of 20.0 percent and a “hot money” ratio of 6.7 percent. Good current capitalization (6.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.1 and a capital leverage ratio of 8.1.
Asset Mix:
Securities (22%), cash (14%), consumer loans (10%), comm loans (9%), home mtgs (3%), other (42%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
McHugh Investment Company
Investment Rating
--
Address
333 Nebraska Street
Murdock, NE 68407
Murdock, NE 68407
Phone Number
(402) 867-2141
Year Founded
1950
FDIC Number
Website
Largest Affiliates
No affiliate information available.