Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.3 has resulted in Weak (2.1) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.2 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 3.0, driven by a liquidity ratio of 20.3 percent and a “hot money” ratio of 8.4 percent. A current level of 7.3 percent of nonperforming loans to core capital combined with 4.4 percent from a year earlier contributes to the Good asset quality (5.2).
Asset Mix:
Securities (14%), comm loans (11%), consumer loans (10%), cash (6%), home mtgs (2%), other (56%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
McHugh Investment Company
Investment Rating
--
Address
333 Nebraska Street
Murdock, NE 68407
Murdock, NE 68407
Phone Number
(402) 867-2141
Year Founded
1950
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.