Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.9 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.1 has resulted in Good (5.5) profitability.
Other Rating Factors:
A current level of 0.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.9). Good current capitalization (5.9 on a scale of 0 to 10) based on a risk-based capital ratio of 12.4 and a capital leverage ratio of 7.9.
Asset Mix:
Home mtgs (24%), comm re (23%), securities (18%), cash (10%), home eq lns (5%), comm loans (5%), consumer loans (1%), other (13%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mulvane Bankshares, Inc.
Investment Rating
--
Address
122 West Main Street
Mulvane, KS 67110
Mulvane, KS 67110
Phone Number
(316) 777-1171
Year Founded
1886
FDIC Number
Website
Largest Affiliates
No affiliate information available.