Major Rating Factors:
Excellent current capitalization (7.0 on a scale of 0 to 10) and a capital leverage ratio of 9.0. Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.6 has resulted in Good (6.3) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10). A current level of 10.1 percent of nonperforming loans to core capital combined with 4.3 percent from a year earlier contributes to the Fair asset quality (4.3).
Asset Mix:
Home mtgs (35%), securities (16%), comm re (14%), comm loans (6%), cash (2%), home eq lns (2%), consumer loans (2%), other (23%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Fisher Bancorp, Inc.
Investment Rating
--
Address
102 East Division Street
Fisher, IL 61843
Fisher, IL 61843
Phone Number
(217) 897-1136
Year Founded
1955
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.