First National Bank in Taylorville
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.2. A current level of 0.1 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Excellent asset quality (9.2).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10). Fair liquidity 4.9, driven by a liquidity ratio of 50.8 percent and a “hot money” ratio of 16.0 percent.
Asset Mix:
Securities (53%), home mtgs (8%), comm loans (5%), comm re (5%), cash (3%), consumer loans (3%), home eq lns (1%), other (22%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Bancorp of Taylorville, Inc.
Investment Rating
--
Address
322 West Main Cross Street
Taylorville, IL 62568
Taylorville, IL 62568
Phone Number
(217) 824-2241
Year Founded
1956
FDIC Number
Website
Largest Affiliates
No affiliate information available.