The City State Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.2 has resulted in Fair (4.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.8). Excellent current capitalization (7.4 on a scale of 0 to 10) and a capital leverage ratio of 9.3.
Asset Mix:
Home mtgs (23%), securities (17%), cash (12%), consumer loans (4%), comm loans (3%), comm re (2%), other (40%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
City Bancshares, Inc.
Investment Rating
--
Address
1012 Highway 69
Fort Scott, KS 66701
Fort Scott, KS 66701
Phone Number
(620) 223-1600
Year Founded
1920
FDIC Number
Website
Largest Affiliates
No affiliate information available.