Major Rating Factors:
A current level of 14.9 percent of nonperforming loans to core capital combined with 5.6 percent from a year earlier contributes to the Fair asset quality (3.5).
Other Rating Factors:
Excellent current capitalization (7.8 on a scale of 0 to 10) and a capital leverage ratio of 9.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Asset Mix:
Comm re (22%), comm loans (15%), home mtgs (14%), cash (14%), home eq lns (1%), securities (0%), other (34%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Foote Financial Services, LLC
Investment Rating
--
Address
2401 North Seth Child Road
Manhattan, KS 66502
Manhattan, KS 66502
Phone Number
(785) 537-4448
Year Founded
1897
FDIC Number
Website
Largest Affiliates
No affiliate information available.