Bank of Louisiana
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 18.7 and a capital leverage ratio of 11.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10).
Other Rating Factors:
A current level of 12.5 percent of nonperforming loans to core capital combined with 17.5 percent from a year earlier contributes to the Fair asset quality (3.9). Weak liquidity 2.9, driven by a liquidity ratio of 30.9 percent and a “hot money” ratio of 11.8 percent.
Asset Mix:
Home mtgs (29%), comm re (18%), securities (12%), cash (11%), comm loans (2%), consumer loans (1%), other (27%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BOL Bancshares, Inc.
Investment Rating
Address
300 Saint Charles Avenue
New Orleans, LA 70130
New Orleans, LA 70130
Phone Number
(504) 592-0600
Year Founded
1958
FDIC Number
Website
Largest Affiliates
No affiliate information available.