Bank of Louisiana
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 30.6 and a capital leverage ratio of 17.8. Operating profits as a percentage of assets at 18.0%, coupled with a return on assets of 16.2 has resulted in Good (6.6) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10). A current level of 14.4 percent of nonperforming loans to core capital combined with 19.0 percent from a year earlier contributes to the Fair asset quality (4.4).
Asset Mix:
Home mtgs (26%), cash (16%), comm re (14%), securities (10%), comm loans (2%), consumer loans (1%), other (31%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BOL Bancshares, Inc.
Investment Rating
Address
300 Saint Charles Avenue
New Orleans, LA 70130
New Orleans, LA 70130
Phone Number
(504) 592-0600
Year Founded
1958
FDIC Number
Website
Largest Affiliates
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