First National Bank of Fort Stockton
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.4. A current level of 0.0 percent of nonperforming loans to core capital combined with 14.9 percent from a year earlier contributes to the Excellent asset quality (8.2).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10). Fair liquidity 4.8, driven by a liquidity ratio of 39.4 percent and a “hot money” ratio of 8.4 percent.
Asset Mix:
Cash (29%), securities (28%), comm re (17%), comm loans (10%), home mtgs (3%), consumer loans (1%), other (12%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FNB Holding Company
Investment Rating
--
Address
1000 West Dickinson Boulevard
Fort Stockton, TX 79735
Fort Stockton, TX 79735
Phone Number
(432) 336-8541
Year Founded
1958
FDIC Number
Website
Largest Affiliates
No affiliate information available.