Blue Ridge Bank and Trust Co.
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (5.7) profitability.
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 12.4 and a capital leverage ratio of 9.6. A current level of 1.0 percent of nonperforming loans to core capital combined with 1.4 percent from a year earlier contributes to the Good asset quality (5.8).
Asset Mix:
Comm re (27%), consumer loans (17%), securities (15%), comm loans (10%), cash (7%), home mtgs (2%), home eq lns (2%), other (19%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Blue Ridge Bancshares, Inc.
Investment Rating
--
Address
4200 Little Blue Parkway
Independence, MO 64057
Independence, MO 64057
Phone Number
(816) 358-5000
Year Founded
1958
FDIC Number
Website
Largest Affiliates
No affiliate information available.