Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 9.5 percent of nonperforming loans to core capital combined with 8.7 percent from a year earlier contributes to the Good asset quality (5.6). Good liquidity 5.1, driven by a liquidity ratio of 72.5 percent and a “hot money” ratio of 30.5 percent.
Asset Mix:
Securities (37%), cash (21%), home mtgs (8%), comm loans (3%), comm re (2%), consumer loans (2%), other (29%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
205 North Washington Street
Marquette, KS 67464
Marquette, KS 67464
Phone Number
(785) 546-2292
Year Founded
1906
FDIC Number
Website
Largest Affiliates
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