A
Community National Bank & Trust of Texas
Data as of
June 30, 2022
Risk Based
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Capital
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.1 on a scale of 0 to 10). Excellent current capitalization (8.9 on a scale of 0 to 10) based on a risk-based capital ratio of 14.7 and a capital leverage ratio of 10.3.
Other Rating Factors: A current level of 0.3 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Excellent asset quality (7.2). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.4 has resulted in Good (6.9) profitability.
Asset Mix: Comm re (30%), securities (17%), cash (11%), comm loans (8%), home mtgs (7%), consumer loans (1%), other (27%)
States with Branches: TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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Operating Profit to Average Assets
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5-Year ROAA (Return on Average Assets)
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Hot Money
Corporate Info
Group Affiliation
Community Bank Holdings of Texas, Inc.
Investment Rating
--
Address
321 North 15th Street
Corsicana, TX 75110
Phone Number
(903) 654-4500
Year Founded
1960
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings