A
Community National Bank & Trust of Texas
Data as of
September 30, 2021
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Major Rating Factors: A current level of 0.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.1 on a scale of 0 to 10).
Other Rating Factors: Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.4 has resulted in Good (7.0) profitability. Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 14.0 and a capital leverage ratio of 8.9.
Asset Mix: Comm re (27%), securities (20%), cash (14%), home mtgs (8%), comm loans (7%), consumer loans (1%), other (24%)
States with Branches: TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
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5-Year Charge-Offs to Average Loans
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Hot Money
Corporate Info
Group Affiliation
Community Bank Holdings of Texas, Inc.
Investment Rating
--
Address
321 North 15th Street
Corsicana, TX 75110
Phone Number
(903) 654-4500
Year Founded
1960
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings