Major Rating Factors:
Excellent current capitalization (7.2 on a scale of 0 to 10) based on a risk-based capital ratio of 13.5 and a capital leverage ratio of 9.7. A current level of 3.8 percent of nonperforming loans to core capital combined with 2.6 percent from a year earlier contributes to the Good asset quality (6.1).
Other Rating Factors:
Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (6.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Securities (20%), comm loans (20%), comm re (16%), home mtgs (12%), cash (2%), home eq lns (1%), other (30%)
States with Branches:
CT, MA, NY, RI
Corporate Info
Webster Financial Corporation
200 Elm Street
Stamford, CT 06901
Stamford, CT 06901
(203) 328-8110
Largest Affiliates
No affiliate information available.