Stafford Savings Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 32.6 and a capital leverage ratio of 47.1. A current level of 0.1 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (10.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.3 on a scale of 0 to 10). Excellent liquidity 7.2, driven by a liquidity ratio of 144.5 percent and a “hot money” ratio of 7.4 percent.
Asset Mix:
Securities (21%), home mtgs (15%), cash (14%), home eq lns (1%), consumer loans (0%), other (48%)
States with Branches:
CT
Corporate Info
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Two Furnace Avenue
Stafford Springs, CT 06076
Stafford Springs, CT 06076
(860) 684-4261
1872
Largest Affiliates
No affiliate information available.