Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 7.1 percent of nonperforming loans to core capital combined with 13.2 percent from a year earlier contributes to the Fair asset quality (3.9). Good liquidity 5.1, driven by a liquidity ratio of 64.7 percent and a “hot money” ratio of 11.8 percent.
Asset Mix:
Cash (35%), securities (14%), comm loans (9%), comm re (8%), home mtgs (6%), consumer loans (5%), other (22%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Producer Bancorp, Inc.
Investment Rating
--
Address
100 Carr Street
Powell, TX 75153
Powell, TX 75153
Phone Number
(903) 345-2582
Year Founded
1910
FDIC Number
Website
Largest Affiliates
No affiliate information available.