Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.4). Excellent current capitalization (7.2 on a scale of 0 to 10) and a capital leverage ratio of 9.2.
Asset Mix:
Securities (32%), home mtgs (27%), cash (16%), comm re (7%), comm loans (3%), consumer loans (1%), other (13%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Delhi Bancshares, Inc.
Investment Rating
--
Address
695 Marion Boulevard
Marion, IA 52302
Marion, IA 52302
Phone Number
(319) 373-5400
Year Founded
1899
FDIC Number
Website
Largest Affiliates
No affiliate information available.