First Service Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (4.0) profitability. A current level of 7.1 percent of nonperforming loans to core capital combined with 16.7 percent from a year earlier contributes to the Fair asset quality (3.9).
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) and a capital leverage ratio of 9.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Asset Mix:
Comm re (23%), home mtgs (15%), comm loans (7%), securities (7%), cash (2%), consumer loans (1%), other (45%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Service Bancshares, Inc.
Investment Rating
--
Address
136 South Broadview Street
Greenbrier, AR 72058
Greenbrier, AR 72058
Phone Number
(501) 679-7200
Year Founded
1962
FDIC Number
Website
Largest Affiliates
No affiliate information available.