Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.9). Good liquidity 5.2, driven by a liquidity ratio of 73.8 percent and a “hot money” ratio of 19.0 percent.
Asset Mix:
Cash (59%), comm loans (7%), consumer loans (5%), securities (1%), home mtgs (1%), other (26%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
--
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
--
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Easton Bancshares, Inc.
Investment Rating
--
Address
202 West Main Street
Easton, IL 62633
Easton, IL 62633
Phone Number
(309) 562-7420
Year Founded
1962
FDIC Number
Largest Affiliates
No affiliate information available.