Bank of Labor
Major Rating Factors:
A current level of 0.6 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Excellent asset quality (9.3). Good current capitalization (5.7 on a scale of 0 to 10) based on a risk-based capital ratio of 14.9 and a capital leverage ratio of 7.7.
Other Rating Factors:
Fair liquidity 4.9, driven by a liquidity ratio of 54.3 percent and a “hot money” ratio of 4.2 percent. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.0 has resulted in Fair (4.6) profitability.
Asset Mix:
Securities (50%), comm re (13%), comm loans (13%), cash (12%), home mtgs (1%), home eq lns (1%), consumer loans (0%), other (9%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
International Brotherhood of Boilermakers, Iron Ship Builders, Blacksmiths
Investment Rating
--
Address
6301 Glenwood Street
Overland Park, KS 66202
Overland Park, KS 66202
Phone Number
(913) 321-4242
Year Founded
1924
FDIC Number
Website
Largest Affiliates
No affiliate information available.