Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 7.5 percent of nonperforming loans to core capital combined with 1.4 percent from a year earlier contributes to the Good asset quality (5.5).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.0. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.9 has resulted in Good (6.8) profitability.
Asset Mix:
Home mtgs (25%), comm re (22%), comm loans (15%), securities (8%), cash (2%), consumer loans (1%), home eq lns (1%), other (25%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Midwest Bancorporation, Inc.
Investment Rating
--
Address
819 Business Highway 60
Dexter, MO 63841
Dexter, MO 63841
Phone Number
(573) 624-3571
Year Founded
1964
FDIC Number
Website
Largest Affiliates
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