Major Rating Factors:
Excellent current capitalization (9.4 on a scale of 0 to 10) based on a risk-based capital ratio of 14.6 and a capital leverage ratio of 10.6. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.5 has resulted in Good (7.0) profitability.
Other Rating Factors:
A current level of 7.3 percent of nonperforming loans to core capital combined with 4.5 percent from a year earlier contributes to the Good asset quality (6.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Comm loans (28%), comm re (28%), securities (13%), cash (10%), home mtgs (4%), consumer loans (2%), home eq lns (1%), other (15%)
States with Branches:
IA, NE, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Security National Corporation
Investment Rating
--
Address
1120 South 101st Street
Omaha, NE 68124
Omaha, NE 68124
Phone Number
(402) 221-0111
Year Founded
1964
FDIC Number
Website
Largest Affiliates
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