Banner Capital Bank
Major Rating Factors:
A current level of 10.5 percent of nonperforming loans to core capital combined with 6.1 percent from a year earlier contributes to the Weak asset quality (2.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.1 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) based on a risk-based capital ratio of 13.4 and a capital leverage ratio of 10.9. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.9 has resulted in Excellent (8.3) profitability.
Asset Mix:
Comm re (14%), securities (9%), cash (7%), comm loans (7%), home mtgs (5%), consumer loans (3%), home eq lns (2%), other (53%)
States with Branches:
NE, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Banner County Ban Corporation
Investment Rating
--
Address
205 State Street
Harrisburg, NE 69345
Harrisburg, NE 69345
Phone Number
(308) 436-5024
Year Founded
1964
FDIC Number
Website
Largest Affiliates
No affiliate information available.