Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Excellent current capitalization (7.4 on a scale of 0 to 10) and a capital leverage ratio of 9.3.
Other Rating Factors:
Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 2.0 has resulted in Excellent (8.9) profitability. A current level of 0.5 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.3).
Asset Mix:
Home mtgs (28%), comm re (11%), comm loans (9%), cash (5%), consumer loans (3%), securities (2%), other (43%)
States with Branches:
AR, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Malden Bancshares, Inc.
Investment Rating
--
Address
500 Independence Avenue
Kennett, MO 63857
Kennett, MO 63857
Phone Number
(573) 717-7177
Year Founded
1965
FDIC Number
Website
Largest Affiliates
No affiliate information available.