Bank of Crocker
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 30.4 and a capital leverage ratio of 12.3. A current level of 6.7 percent of nonperforming loans to core capital combined with 5.2 percent from a year earlier contributes to the Good asset quality (6.8).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10). Good liquidity 5.1, driven by a liquidity ratio of 48.5 percent and a “hot money” ratio of 18.2 percent.
Asset Mix:
Securities (44%), comm re (12%), home mtgs (10%), cash (9%), comm loans (3%), consumer loans (2%), other (20%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
200 Ichord Avenue
Waynesville, MO 65583
Waynesville, MO 65583
Phone Number
(573) 774-6000
Year Founded
1911
FDIC Number
Website
Largest Affiliates
No affiliate information available.