Bank of Crocker
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 34.0 and a capital leverage ratio of 12.8. A current level of 6.2 percent of nonperforming loans to core capital combined with 8.7 percent from a year earlier contributes to the Good asset quality (6.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10). Good liquidity 5.4, driven by a liquidity ratio of 53.6 percent and a “hot money” ratio of 18.9 percent.
Asset Mix:
Securities (39%), home mtgs (10%), comm re (10%), cash (9%), consumer loans (2%), comm loans (2%), other (28%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
200 Ichord Avenue
Waynesville, MO 65583
Waynesville, MO 65583
Phone Number
(573) 774-6000
Year Founded
1911
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.