Pioneer Bank
Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.9). Excellent current capitalization (7.5 on a scale of 0 to 10) and a capital leverage ratio of 9.3.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.3 has resulted in Fair (4.6) profitability.
Asset Mix:
Home mtgs (24%), securities (18%), comm re (17%), cash (12%), comm loans (5%), home eq lns (1%), consumer loans (0%), other (23%)
States with Branches:
IA, SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Pioneer Development Company
Investment Rating
--
Address
202 First Street
Sergeant Bluff, IA 51054
Sergeant Bluff, IA 51054
Phone Number
(712) 943-5511
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.