Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.4 and a capital leverage ratio of 15.7. A current level of 0.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.5).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.5 on a scale of 0 to 10). Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 1.9 has resulted in Excellent (8.5) profitability.
Asset Mix:
Securities (38%), home mtgs (11%), cash (10%), comm re (6%), comm loans (3%), consumer loans (1%), other (30%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Garden Plain Bancshares, Inc.
Investment Rating
--
Address
10526 West Maple Street
Wichita, KS 67209
Wichita, KS 67209
Phone Number
(316) 721-1500
Year Founded
1966
FDIC Number
Website
Largest Affiliates
No affiliate information available.
