Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.7 and a capital leverage ratio of 13.6. Operating profits as a percentage of assets at 3.1%, coupled with a return on assets of 2.3 has resulted in Excellent (9.5) profitability.
Other Rating Factors:
A current level of 2.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Comm re (37%), securities (19%), comm loans (17%), home mtgs (6%), cash (4%), home eq lns (3%), consumer loans (0%), other (14%)
States with Branches:
OR
Corporate Info
PTB Corporation
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109 Commercial Street, NE
Salem, OR 97301
Salem, OR 97301
(503) 363-3136
1924
Largest Affiliates
No affiliate information available.