First Security Bank of Deer Lodge
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 11.3 percent of nonperforming loans to core capital contributes to the Good asset quality (5.7).
Other Rating Factors:
Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 2.5 has resulted in Excellent (9.8) profitability. Excellent current capitalization (7.8 on a scale of 0 to 10) and a capital leverage ratio of 9.6.
Asset Mix:
Home mtgs (40%), cash (19%), comm loans (12%), comm re (9%), consumer loans (3%), other (16%)
States with Branches:
MT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Security Group
Investment Rating
--
Address
311 Milwaukee Avenue
Deer Lodge, MT 59722
Deer Lodge, MT 59722
Phone Number
(406) 846-2300
Year Founded
1972
FDIC Number
Website
Largest Affiliates
No affiliate information available.