Major Rating Factors:
A current level of 22.2 percent of nonperforming loans to core capital combined with 24.6 percent from a year earlier contributes to the Weak asset quality (2.3). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.3 has resulted in Good (5.2) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.6 on a scale of 0 to 10).
Asset Mix:
Home mtgs (26%), comm re (15%), comm loans (13%), securities (7%), consumer loans (4%), cash (2%), other (33%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Ontario Bancorporation, Inc.
Investment Rating
--
Address
315 Main Street
Ontario, WI 54651
Ontario, WI 54651
Phone Number
(608) 337-4406
Year Founded
1911
FDIC Number
Largest Affiliates
No affiliate information available.