Major Rating Factors:
Operating profits as a percentage of assets at 3.7%, coupled with a return on assets of 3.7 has resulted in Excellent (9.5) profitability. Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 20.6 and a capital leverage ratio of 9.2.
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Securities (33%), consumer loans (21%), cash (14%), comm loans (8%), other (25%)
States with Branches:
CT, NY, TX, WA
Corporate Info
The Bessemer Group, Incorporated
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1271 Avenue of the Americas
New York, NY 10020
New York, NY 10020
(212) 708-9100
1907
Largest Affiliates
Woodbridge, NJ
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Bank
Wilmington, DE
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Bank
San Francisco, CA
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Bank
Las Vegas, NV
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Bank