Coffee County Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 2.4 percent of nonperforming loans to core capital combined with 4.1 percent from a year earlier contributes to the Good asset quality (6.5).
Other Rating Factors:
Operating profits as a percentage of assets at 2.6%, coupled with a return on assets of 2.6 has resulted in Excellent (9.9) profitability. Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 13.0 and a capital leverage ratio of 9.7.
Asset Mix:
Home mtgs (30%), comm re (16%), cash (9%), comm loans (8%), consumer loans (6%), home eq lns (4%), securities (4%), other (23%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Coffee County Bancshares, Inc.
Investment Rating
--
Address
2070 Hillsboro Boulevard
Manchester, TN 37355
Manchester, TN 37355
Phone Number
(931) 728-1975
Year Founded
1975
FDIC Number
Website
Largest Affiliates
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