Major Rating Factors:
Excellent current capitalization (7.9 on a scale of 0 to 10) based on a risk-based capital ratio of 20.6 and a capital leverage ratio of 9.6. A current level of 1.8 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Excellent asset quality (7.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10). Fair liquidity 4.1, driven by a liquidity ratio of 35.2 percent and a “hot money” ratio of 15.5 percent.
Asset Mix:
Securities (49%), home mtgs (12%), comm re (9%), comm loans (3%), consumer loans (2%), cash (1%), home eq lns (1%), other (24%)
States with Branches:
MT, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
The Bridger Company
Investment Rating
--
Address
101 South Main Street
Bridger, MT 59014
Bridger, MT 59014
Phone Number
(406) 662-3388
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.