RSNB Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.2. A current level of 0.7 percent of nonperforming loans to core capital combined with 1.8 percent from a year earlier contributes to the Excellent asset quality (9.3).
Other Rating Factors:
Fair liquidity 4.3, driven by a liquidity ratio of 29.6 percent and a “hot money” ratio of 13.8 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10).
Asset Mix:
Securities (52%), comm re (16%), comm loans (7%), home mtgs (6%), cash (2%), home eq lns (1%), consumer loans (1%), other (15%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
RSNB Bancorp
Investment Rating
--
Address
200 Second Street
Rock Springs, WY 82901
Rock Springs, WY 82901
Phone Number
(307) 362-8801
Year Founded
1892
FDIC Number
Website
Largest Affiliates
No affiliate information available.