Major Rating Factors:
A current level of 4.6 percent of nonperforming loans to core capital combined with 8.5 percent from a year earlier contributes to the Fair asset quality (4.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) and a capital leverage ratio of 10.9. Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.7 has resulted in Fair (3.3) profitability.
Asset Mix:
Securities (29%), home mtgs (24%), comm re (15%), comm loans (6%), consumer loans (5%), cash (2%), other (19%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Maxlou Bancshares, Inc.
Investment Rating
--
Address
1111 South Muskogee Avenue
Tahlequah, OK 74464
Tahlequah, OK 74464
Phone Number
(918) 456-6108
Year Founded
1977
FDIC Number
Website
Largest Affiliates
No affiliate information available.