Major Rating Factors:
A current level of 0.2 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (9.0). Excellent current capitalization (8.6 on a scale of 0 to 10) and a capital leverage ratio of 10.1.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.0 has resulted in Fair (5.0) profitability.
Asset Mix:
Securities (45%), home mtgs (16%), comm re (7%), cash (5%), comm loans (3%), consumer loans (2%), other (21%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Marshall Community Bancshares, Inc.
Investment Rating
--
Address
811 West College Street
Marshall, MO 65340
Marshall, MO 65340
Phone Number
(660) 886-9621
Year Founded
1978
FDIC Number
Largest Affiliates
No affiliate information available.