Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Weak (1.9) profitability. A current level of 39.9 percent of nonperforming loans to core capital combined with 10.5 percent from a year earlier contributes to the Weak asset quality (1.5).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.4 on a scale of 0 to 10).
Asset Mix:
Securities (31%), cash (12%), consumer loans (8%), comm loans (6%), comm re (5%), home mtgs (0%), other (37%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Fort Cobb Bancshares, Inc.
Investment Rating
--
Address
220 North Hazlett Street
Fort Cobb, OK 73038
Fort Cobb, OK 73038
Phone Number
(405) 643-2305
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.