Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Weak (2.5) profitability. A current level of 5.4 percent of nonperforming loans to core capital contributes to the Good asset quality (5.4).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.7 and a capital leverage ratio of 14.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.4 on a scale of 0 to 10).
Asset Mix:
Comm re (35%), comm loans (11%), securities (4%), cash (3%), home mtgs (1%), other (46%)
States with Branches:
CO, NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bankers' Bank of the West Bancorp, Inc.
Investment Rating
--
Address
1099 18th Street
Denver, CO 80202
Denver, CO 80202
Phone Number
(303) 291-3700
Year Founded
1980
FDIC Number
Website
Largest Affiliates
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