AVB Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Fair (4.6) profitability. A current level of 3.3 percent of nonperforming loans to core capital combined with 10.6 percent from a year earlier contributes to the Good asset quality (5.8).
Other Rating Factors:
Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 13.1 and a capital leverage ratio of 9.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Asset Mix:
Comm re (26%), home mtgs (22%), securities (11%), cash (11%), comm loans (8%), home eq lns (1%), consumer loans (1%), other (21%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Arkansas Valley Bancshares, Inc.
Investment Rating
--
Address
322 South Main Street
Broken Arrow, OK 74012
Broken Arrow, OK 74012
Phone Number
(918) 251-9611
Year Founded
1905
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.