AVB Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.1 has resulted in Good (5.1) profitability.
Other Rating Factors:
Excellent current capitalization (8.7 on a scale of 0 to 10) based on a risk-based capital ratio of 13.9 and a capital leverage ratio of 10.1. A current level of 8.8 percent of nonperforming loans to core capital combined with 7.7 percent from a year earlier contributes to the Good asset quality (5.1).
Asset Mix:
Comm re (28%), home mtgs (24%), securities (12%), comm loans (8%), cash (7%), home eq lns (1%), consumer loans (1%), other (20%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Arkansas Valley Bancshares, Inc.
Investment Rating
--
Address
322 South Main Street
Broken Arrow, OK 74012
Broken Arrow, OK 74012
Phone Number
(918) 251-9611
Year Founded
1905
FDIC Number
Website
Largest Affiliates
No affiliate information available.