Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Weak (2.0) profitability. A current level of 24.5 percent of nonperforming loans to core capital combined with 13.1 percent from a year earlier contributes to the Weak asset quality (1.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.0 and a capital leverage ratio of 13.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.6 on a scale of 0 to 10).
Asset Mix:
Comm loans (38%), comm re (11%), securities (6%), cash (6%), home mtgs (2%), home eq lns (1%), consumer loans (0%), other (36%)
States with Branches:
CO, IA, IL, KS, NM, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Triumph Financial, Inc.
Investment Rating
Address
12700 Park Central Drive
Dallas, TX 75251
Dallas, TX 75251
Phone Number
(866) 644-3935
Year Founded
1981
FDIC Number
Website
Largest Affiliates
No affiliate information available.