Banc of California
Major Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) based on a risk-based capital ratio of 16.2 and a capital leverage ratio of 10.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10).
Other Rating Factors:
A current level of 8.2 percent of nonperforming loans to core capital combined with 4.6 percent from a year earlier contributes to the Good asset quality (5.2). Weak liquidity 2.4, driven by a liquidity ratio of 15.9 percent and a “hot money” ratio of 7.5 percent.
Asset Mix:
Comm loans (14%), securities (13%), comm re (13%), home mtgs (8%), cash (7%), consumer loans (1%), other (43%)
States with Branches:
CA, CO, NC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Banc of California, Inc.
Investment Rating
--
Address
11611 San Vicente Blvd
Los Angeles, CA 90049
Los Angeles, CA 90049
Phone Number
(310) 887-8500
Year Founded
1982
FDIC Number
Website
Largest Affiliates
No affiliate information available.