C
Banc of California
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
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Assets
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Assets
Capital
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Deposits
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Income
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Major Rating Factors: A current level of 19.6 percent of nonperforming loans to core capital combined with 11.0 percent from a year earlier contributes to the Fair asset quality (3.3).
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.2 on a scale of 0 to 10). Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 13.7 and a capital leverage ratio of 9.6.
Asset Mix: Securities (13%), comm re (12%), home mtgs (11%), comm loans (9%), cash (8%), consumer loans (1%), other (46%)
States with Branches: CA, CO, NC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Banc of California, Inc.
Investment Rating
--
Address
11611 San Vicente Blvd
Los Angeles, CA 90049
Phone Number
(310) 887-8500
Year Founded
1982
FDIC Number
Largest Affiliates
No affiliate information available.