C
Pacific Western Bank
Data as of
June 30, 2023
Risk Based
Capital Ratio
16.07
Leverage
Ratio
7.62
Return On
Assets
-6.32%
Total
Assets
38.17B
Capital
2.59B
Total
Deposits
28.10B
Net
Income
-1.38B
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Major Rating Factors: Good current capitalization (5.6 on a scale of 0 to 10) based on a risk-based capital ratio of 16.1 and a capital leverage ratio of 7.6.
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.6 on a scale of 0 to 10). A current level of 4.2 percent of nonperforming loans to core capital combined with 1.7 percent from a year earlier contributes to the Excellent asset quality (7.1).
Asset Mix: Securities (18%), cash (17%), home mtgs (14%), comm re (9%), comm loans (8%), consumer loans (1%), other (33%)
States with Branches:
Asset Quality
Non-Performing Loans to Capital
4.22%
Non-Performing Assets to Assets
0.42%
Non-Performing Loans to Loans
0.74%
Loan Loss Reserves to Loans
0.96%
Charge-Offs to Average Loans
0.29%
5-Year Charge-Offs to Average Loans
0.16%
5-Year Asset Growth
13.00%
1-Year Asset Growth
-6.69%
Profitability
Operating Profit to Average Assets
-6.89%
Return on Equity
-90.19%
Net Interest Spread
2.37%
5-Year ROAA (Return on Average Assets)
0.43%
Overhead Efficiency Ratio
485.08%
Liquidity
Liquidity Ratio
19.49%
Hot Money
8.09%
Corporate Info
Group Affiliation
PacWest Bancorp
Investment Rating
--
Address
9701 Wilshire Boulevard
Beverly Hills, CA 90212
Phone Number
(310) 887-8500
Year Founded
1982
FDIC Number
24045
Website
http://www.pacwest.com
Largest Affiliates
No affiliate information available.
Weiss Ratings