Banc of California
Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.5 has resulted in Weak (3.0) profitability. A current level of 3.9 percent of nonperforming loans to core capital combined with 5.3 percent from a year earlier contributes to the Good asset quality (6.8).
Other Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) based on a risk-based capital ratio of 16.2 and a capital leverage ratio of 10.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.8 on a scale of 0 to 10).
Asset Mix:
Comm re (13%), home mtgs (13%), securities (12%), comm loans (11%), cash (8%), consumer loans (1%), other (40%)
States with Branches:
CA, CO, NC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Banc of California, Inc.
Investment Rating
--
Address
11611 San Vicente Blvd
Los Angeles, CA 90049
Los Angeles, CA 90049
Phone Number
(310) 887-8500
Year Founded
1982
FDIC Number
Website
Largest Affiliates
No affiliate information available.
