C
Banc of California
Rating Date
May 2024
Risk Based
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Major Rating Factors: Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.5 has resulted in Weak (2.6) profitability. A current level of 4.7 percent of nonperforming loans to core capital combined with 2.8 percent from a year earlier contributes to the Good asset quality (6.6).
Other Rating Factors: Excellent current capitalization (8.3 on a scale of 0 to 10) based on a risk-based capital ratio of 15.9 and a capital leverage ratio of 9.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.8 on a scale of 0 to 10).
Asset Mix: Comm re (14%), home mtgs (13%), securities (12%), comm loans (11%), cash (9%), consumer loans (1%), other (40%)
States with Branches: CA, CO, NC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
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Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Banc of California, Inc.
Investment Rating
--
Address
11611 San Vicente Blvd
Los Angeles, CA 90049
Phone Number
(310) 887-8500
Year Founded
1982
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings