Major Rating Factors:
A current level of 8.9 percent of nonperforming loans to core capital combined with 1.6 percent from a year earlier contributes to the Fair asset quality (4.6). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (3.6) profitability.
Other Rating Factors:
Excellent current capitalization (7.3 on a scale of 0 to 10) and a capital leverage ratio of 9.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Asset Mix:
Securities (23%), home mtgs (18%), comm re (16%), comm loans (8%), cash (1%), home eq lns (1%), consumer loans (0%), other (33%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Brodhead Bancshares, Inc.
Investment Rating
--
Address
806 East Exchange Street
Brodhead, WI 53520
Brodhead, WI 53520
Phone Number
(608) 897-2121
Year Founded
1896
FDIC Number
Website
Largest Affiliates
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